this post was submitted on 14 Feb 2026
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No Stupid Questions

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Maybe my memory is faulty, but I never remembered having to pay a surcharge to use a credit card. Now everywhere I go there are signs saying that there is a 2.5-3.5% surcharge to use a car (and others that say that there’s a 2.5-3.5% discount for using cash, I assume to get around wording)

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[–] sonofearth@lemmy.world 0 points 1 hour ago (1 children)

From the comments I realised that you westerners don’t seem to have a concept of MRP (Maximum Retail Price) where you can’t sell the product for more than a specific price anywhere in the country set by the manufacturer per batch. It is inclusive of all sales taxes. Your prices seem to vary according to the demand lol. So if anyone charges above that it is usually added in the bill as Card processing fees and very few businesses do that because people get furious over here in India.

[–] ramble81@lemmy.zip 1 points 1 hour ago

Even worse. We have what’s called MSRP (Manufacturer Suggested Retail Price) and the “Suggested” part does a lot of heavy lifting. Two crazy examples

  • Car dealers will add a “dealer markup” sometimes in the tens of thousands range above MSRP if a car is in demand
  • Nintendo actually threatened to pull their products from Amazon (I think) because they dared to go under the suggested price (more like mandatory)

Basically it’s a free for all where the consumer is saddled with trying to find the best deal, if there is one.