politics
Welcome to the discussion of US Politics!
Rules:
- Post only links to articles, Title must fairly describe link contents. If your title differs from the site’s, it should only be to add context or be more descriptive. Do not post entire articles in the body or in the comments.
Links must be to the original source, not an aggregator like Google Amp, MSN, or Yahoo.
Example:
- Articles must be relevant to politics. Links must be to quality and original content. Articles should be worth reading. Clickbait, stub articles, and rehosted or stolen content are not allowed. Check your source for Reliability and Bias here.
- Be civil, No violations of TOS. It’s OK to say the subject of an article is behaving like a (pejorative, pejorative). It’s NOT OK to say another USER is (pejorative). Strong language is fine, just not directed at other members. Engage in good-faith and with respect! This includes accusing another user of being a bot or paid actor. Trolling is uncivil and is grounds for removal and/or a community ban.
- No memes, trolling, or low-effort comments. Reposts, misinformation, off-topic, trolling, or offensive. Similarly, if you see posts along these lines, do not engage. Report them, block them, and live a happier life than they do. We see too many slapfights that boil down to "Mom! He's bugging me!" and "I'm not touching you!" Going forward, slapfights will result in removed comments and temp bans to cool off.
- Vote based on comment quality, not agreement. This community aims to foster discussion; please reward people for putting effort into articulating their viewpoint, even if you disagree with it.
- No hate speech, slurs, celebrating death, advocating violence, or abusive language. This will result in a ban. Usernames containing racist, or inappropriate slurs will be banned without warning
We ask that the users report any comment or post that violate the rules, to use critical thinking when reading, posting or commenting. Users that post off-topic spam, advocate violence, have multiple comments or posts removed, weaponize reports or violate the code of conduct will be banned.
All posts and comments will be reviewed on a case-by-case basis. This means that some content that violates the rules may be allowed, while other content that does not violate the rules may be removed. The moderators retain the right to remove any content and ban users.
That's all the rules!
Civic Links
• Congressional Awards Program
• Library of Congress Legislative Resources
• U.S. House of Representatives
Partnered Communities:
• News
view the rest of the comments
Yep
Even if you make it big young, if you don't keep working you'll never afford 40 years of health insurance.
He made at least one good investment and didn't blow his money. But that wasn't enough to cover a major medical condition.
The rest of us don't stand a chance, and I fully expect to be what actually gets us socialized medicine is going to be people just throwing the towel in on major medical treatment.
If a 40 year old gets cancer, we're going to see more and more people just start refusing the treatment.
Once that starts becoming normal (it's already happening) people are going to stop paying insurance because they know they'll never really use it.
That would crash the healthcare industry, and would make them "settle" for a socialized system they could still make profits.
As long as they're making money, they're happy. Which is why long term Obamacare just forcing people to pay for healthcare is probably a negative.
If it wasn't for that, lots more people would have opted out of healthcare.
They don't need us poors to make a profit. Half of all consumption spending in the US comes from the top 10% we are on track for that to narrow to the top 5% in my lifetime.
If people stop getting health insurance, they can just die. That's the more plausible future.
Ok...
But regardless of if that's true, how does that effect the profits of the American healthcare industry besides gift shop sales?
Because I just don't understand why you think it's relevant or why American Healthcare corporations would care more about that than how much profit they're making...
Because us poors with 10k deductibles were not getting cancer treatment anyway. They won't notice people skipping insurance that couldn't afford to use their insurance in the first place. The insurance companies will notice, but they have no leverage. It's a zero sum game between insurance companies and members.
They will focus on the top 10% because that's where all the disposable income is. They will be happy they don't have to fight with insurance companies anymore.
The only leak is emergency care that they can't refuse to treat people.
Their sweet spot is people paying for it and never using it.
All Obamacare really did, is kick the van down the road by penalizing people for making the choice not to have insurance
That was a bandaid and as it gets worse people will decide the penalty is still better. If the penalty goes away, a shit ton of people's math would change at once and it would crash the entire industry.
If it still doesn't make sense, I don't think I can explain it any simpler.
The penalty has already gone away. Trump suspended it in his first term and Biden did not restore it. The law is still there but it's not enforced.
Lots of Americans should self insure. Spending 1200 dollars a month only to have to spend 5000 dollars before copays and then getting a 50% discount is a stupid amount of money for a trivial benefit. You might as well put that 1200 dollars into a savings account and then at least you have 3-30k depending on how long you go before needing care.