this post was submitted on 11 Feb 2026
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Can you do etransfers without having to input an email address? Super annoying to have to set up a payment target every time.
Sadly, no - and BMO will annoyingly rate limit you on adding them sometimes. But I put the effort in because saying FU to payment companies that are anti-democratic is a requirement IMHO in 2026.
Be nice if they could set up an etransfer QR code. Generate code at till, scan with bank app or browser, double check the target and amount, submit.
I believe a phone number will work in most cases.