this post was submitted on 14 Dec 2025
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[–] Bassman1805@lemmy.world 1 points 13 hours ago

If you can afford $9/mo, YNAB (You Need A Budget) is a great app for managing income and expenses that don't necessarily align on a calendar schedule.

I get that budgeting won't make up for insufficient income, but if it's actually the financial habits that are holding you back, this app works wonders for learning how to properly plan your expenses.

If you're into open source stuff and are willing to spend more effort tinkering, ActualBudget is the same concept, but lacks some QoL features (notably, auto-importing transactions from your bank/credit card statements).