this post was submitted on 14 Dec 2025
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1000x the median household income. That should be the cap. It's a nice round number; people can understand it. And it indexes automatically with inflation.
Moreover, this is about the maximum lifetime fortune achievable by someone who actually works for a living. In a US context, 1000x median household income is about $80 million USD. That's still an incredible amount of money, though just barely achievable by actually working for wages. It's the kind of fortune two neurosurgeons could amass if they both worked long careers, lived extremely frugally, and invested everything they made. 1000x median household income is what I consider the largest possible 'honest' fortune. In order to earn beyond that level, you have to earn your money not through your labor, but the labor of others. You have to start a business and start sponging off the surplus of your employees. 1000x median income is about as large a pile as you can get without relying on exploiting someone else's labor. And that seems like a reasonable place to set a cap. Still high enough to provide people plenty of incentive to work hard, get an education, better themselves, etc. But no so high that people amass fortunes that are threats to national security.