this post was submitted on 06 Aug 2025
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Making Tax Digital, Free and Open

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This is a new place for discussing the UK government's Making Tax Digital (MTD) initiative. In particular how we as a community can continue to file our taxes freely in terms of both:

We are starting some 'wiki' posts that will answer the main questions and be continually updated from your comments:

Disclaimer: we are not experts and cannot guarantee accuracy here. Always seek your own financial advice.

Our banner is in the public domain and titled "G. Reisch, Margarita philosophica" from the Wellcome Collection (source) It's a medieval illustration showing a woman sitting at a counting table and a man at another table using an abacus.

founded 5 months ago
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They have investors and could not see a path to profitability. It's tangential to this community perhaps but the difficulties they experienced help highlight what makes this domain hard for foss. To quote them:

  • The single biggest challenge with a personal finance app in 2025 is bank providers.
  • Data consistency and cache invalidation
  • OSS, financial privacy, and project management
  • Multi-currency + Investments Data
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