this post was submitted on 04 Nov 2025
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$69,420 a year in passive income is enough (infosec.pub)
submitted 6 hours ago by cm0002 to c/TheShitpostOffice@lemmy.dbzer0.com
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[–] panda_abyss@lemmy.ca 5 points 5 hours ago (1 children)

With that passive income you just have to look at a few things:

  • make a budget of your current costs over the last two years, compared to your rent/groceries, etc.
  • how long do you expect to make this passive income? Passive income can be highly variable. Budget only about 50-75% as many passive streams tend to decrease over time.
  • rank your income streams by stability, then budget from your most important to your least important.
  • are you taking advantage of tax advantaged savings accounts, and are you making sure you’ve set aside taxes for your passive income?
  • it might make sense to incorporate your passive stream so you can defer taxes on your income, and harvest losses for more favourable withdrawals. Incorporating isn’t free, so there are always tradeoffs.
[–] lowspeedchase@lemmy.dbzer0.com 5 points 4 hours ago

69... 420... something something