Lemmy Shitpost
Welcome to Lemmy Shitpost. Here you can shitpost to your hearts content.
Anything and everything goes. Memes, Jokes, Vents and Banter. Though we still have to comply with lemmy.world instance rules. So behave!
Rules:
1. Be Respectful
Refrain from using harmful language pertaining to a protected characteristic: e.g. race, gender, sexuality, disability or religion.
Refrain from being argumentative when responding or commenting to posts/replies. Personal attacks are not welcome here.
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2. No Illegal Content
Content that violates the law. Any post/comment found to be in breach of common law will be removed and given to the authorities if required.
That means:
-No promoting violence/threats against any individuals
-No CSA content or Revenge Porn
-No sharing private/personal information (Doxxing)
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3. No Spam
Posting the same post, no matter the intent is against the rules.
-If you have posted content, please refrain from re-posting said content within this community.
-Do not spam posts with intent to harass, annoy, bully, advertise, scam or harm this community.
-No posting Scams/Advertisements/Phishing Links/IP Grabbers
-No Bots, Bots will be banned from the community.
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4. No Porn/Explicit
Content
-Do not post explicit content. Lemmy.World is not the instance for NSFW content.
-Do not post Gore or Shock Content.
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5. No Enciting Harassment,
Brigading, Doxxing or Witch Hunts
-Do not Brigade other Communities
-No calls to action against other communities/users within Lemmy or outside of Lemmy.
-No Witch Hunts against users/communities.
-No content that harasses members within or outside of the community.
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6. NSFW should be behind NSFW tags.
-Content that is NSFW should be behind NSFW tags.
-Content that might be distressing should be kept behind NSFW tags.
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If you see content that is a breach of the rules, please flag and report the comment and a moderator will take action where they can.
Also check out:
Partnered Communities:
1.Memes
10.LinuxMemes (Linux themed memes)
Reach out to
All communities included on the sidebar are to be made in compliance with the instance rules. Striker
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What do you mean 'the insurance'? The other parties insurance, right? They usually have to provide an equivalent replacement, accepting a payment should be your choice. Dont know what its like in your specific case though.
When it's totaled, then you get a cash payoff for what they declare it to be worth. It being the other person's insurance does give you a bit more leverage than is it were your own.
At least in my case, I was able to negotiate a bit and got the other person's insurance to at least go up to paying the blue book retail for mint condition of the car. They also tossed in a few thousand for pain and suffering and covered a full month of rental car. In my case someone in the other car was unresponsive and needed an ambulance ride, and on my part I had been very thorough in documenting everything that legally would count including damaged contents in the trunk, missed work, and other things.
However ultimately it is a check and car sales can be rough. So it may be that they were underpaid, or that the car's general book value didn't match their subjective value for the car, or they were thinking they should get what they paid for it. I could imagine if they bought a 2015 in 2019, they were probably getting a decent, off lease practically new car. Now they have a check appropriate for buying a 2015 of the same make and model and the 2015s now available are in worse shape than they kept their own, previous owners that neglected their car over a longer period.
Yeah the other party's insurance is like, well here's 9000 bucks for your car. So it means that if you're driving a passenger van you can get hit by some idiot and then end up driving your family in a beat up mini cooper! Yey! You know, because your van is old. Its your fault that you have chosen to ride something affordable vs wanting to pay a car mortgage like a smart person.