this post was submitted on 08 Oct 2025
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Sounds like COMMUNISM to me!
As an American, I'll gladly support the world's greatest economy by paying a few thousand to get checked out. Know why all these European countries are so poor? Because their health insurance and private health care companies barely make anything.
Do your part! Contribute to the economy!
God bless America!
Actually, private health companies make bank. Where I live, public health care is top notch, but you may have waiting lists, or have to share a room, and things like that. Private companies often provide more immediate appointments, single hospital rooms, certain diagnostics on demand, etc. Quite a few people either pay to have those plans, or their employer does. This is on top of public health care, not instead. You can have your cake and eat it too.
As an european, i didn't even know we have private health care companies. We have private doctors, sure, where you pay a bit more in exchange they take a bit more time per patient, but public doctors are absolutely fine and do a good job, most of the time.
So, there's no insurance company which could profit to begin with. I think the "insurance company" is actually ran by the state and operates as a non-profit.
Germany has private and federal insurance. You have to be insured in either one of them. Still, private insurance is not insanely expensive, the main downside is that you generally have to foot the bill first and then make a claim to your insurance carrier. The upside is that doctors know they get their money for everything, even the "unnecessary" tests, so you get preferential treatment like less wait times for medical imaging and such which is a constant point of contention and discussion as it somewhat introduces a medical caste system.
What makes the German system way less toxic tho is that insurance carriers cannot just deny your claim with bullshit cop-outs like "out-of-network hospitals" or such. That doesn't exist.
France has some. They offer refunds on things that the public one doesn't support, and you will need some of them a few times in your life. I would guess something around 800€ was spent on me for non-refunded stuff thus far. It probably wouldn't justify getting an insurance, but it justifies their existence
You forgot the /s
If you need the /s, you don't deserve the /s