this post was submitted on 23 Sep 2025
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Privacy
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If a car pulls out in front of you suddenly requiring you to slam on your brakes to avoid a collision, that sudden braking is recording, but the context for it is not. The insurance company only sees a driver that's slamming on their brakes, which makes them higher risk in their eyes.
Even good drivers are affected.
You're making the mistake of microfocusing on a specific anecdote. They can account for that in the big picture. Good and bad drivers will both brake suddenly in a situation like that. Only bad drivers are braking suddenly because they're following too closely or not paying attention.
Personally I would never assume a for-profit insurance company would ever not take the chance to raise rates and lower risk, but that's just me.
I didn't assume, I just tried it. After I did my insurance went down ~$50/mo
Did you save 15% in 15 minutes with the green gecko?
No it was Allstate