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One way would be to instead of putting a hard limit to put a tax to everything above that million or whatever number is decided. A tax on hoarding wealth.
The second point is the biggest issue because it could potentially make the place you live unaffordable by just being where it is.
That limit can be updated yearly following the inflation.
This.
Tax the crap out of wealth over value X, let the ghouls fight to earn slightly more, while the government gets plenty of tax incomme.
This is what I like about the social democratic ideology, it has high taxes to fund a safety net, yet retains a market economy to bring in higher earnings and thus taxes.