this post was submitted on 27 Aug 2025
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At least you are empowered to make long term steps to make it better.
Source:missed out on buying a house 2 years ago, still devastated.
I dunno. A lot of times my house (first one) feels like a gigantic golden shackle. I can't easily move, I can't easily leave the country, I can't easily get jobs elsewhere, I have much more expensive obligations. The fact that I have a loan and not a lease means I can be massively in debt. There are random unexpected costs which makes it hard to budget, some of which are huge. It gives you more space, which you inevitably fill with useless garbage that just ties you down even more.
Home ownership is kinda overrated. I have wished for years now that I was back in an apartment. Am debating selling this, but it sucks that it would be such a financial loss (another thing you don't have to worry about with apartments. If my home value goes down by 100k, im basically trapped there for life).
I think having a house is worth it if you are really sure you want to "lock in" the current settings of your life for the next 5 years, minimum. You gain a lot of freedoms with what you do with the property, but you lose a lot of freedoms everywhere else.
You make some good points, but I got all my nomadism out of my system and I'm finally in a place where I want to settle down, and also, I need to settle down because of the kid and everything. I'm also tired of having lived in like 20 houses in multiple continents.