this post was submitted on 04 Aug 2025
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[–] Vinstaal0@feddit.nl 10 points 1 day ago (6 children)

Even using a credit card for something like Spotify is already giving out more information than is needed.

[–] FreedomAdvocate@lemmy.net.au 1 points 1 day ago (5 children)

How do you suggest people pay for Spotify?

[–] disco@lemdro.id 2 points 1 day ago* (last edited 1 day ago) (3 children)

He's saying if you have a credit card to pay there's no need to verify (I think)

Edit: nah I'm wrong, cheers

[–] Vinstaal0@feddit.nl 1 points 1 day ago (1 children)

I just hate credit cards since they are like the worst payment method unless you want to dig a financial hole for yourself

[–] FreedomAdvocate@lemmy.net.au 5 points 1 day ago (1 children)

Only if you’re bad with money. Nothing wrong with credit cards themselves, and most of them these days are credit/debit cards.

[–] Vinstaal0@feddit.nl 1 points 1 day ago

Besides that, credit cards (and chipless debit cards) are unsecure? That receiving credit cards payments costs more in terms of administration costs?

That credit cards are a system designed for consumerism (you see this especially in the US) and that people who grew up with credit cards being the default/more common payment method are often worse with money?

There is a reason why you can only own credit cards if you are an adult, but you can own chipped debit cards earlier.

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