this post was submitted on 04 Aug 2025
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I just hate credit cards since they are like the worst payment method unless you want to dig a financial hole for yourself
Only if you’re bad with money. Nothing wrong with credit cards themselves, and most of them these days are credit/debit cards.
Besides that, credit cards (and chipless debit cards) are unsecure? That receiving credit cards payments costs more in terms of administration costs?
That credit cards are a system designed for consumerism (you see this especially in the US) and that people who grew up with credit cards being the default/more common payment method are often worse with money?
There is a reason why you can only own credit cards if you are an adult, but you can own chipped debit cards earlier.