this post was submitted on 04 Aug 2025
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The bank:
"Awe, that's cute!"
Mortgage is just rent with another name (I know it's not quite that simple, but it feels that way sometimes)
Nah. Pay off your house and its yours.
When do you pay off your rent? When you die.
Most people never do pay off their house.
You have a citation? At least when they sell the house they definitely pay it off and then some.
Been living without mortgage or rent for over 10 years myself.
No I don't. I hope you're right, cause mine feels forever away at this point.
Mortgage ends one day. Paid off my mortgage 10 years ago.
Even if you don't stay long enough to pay off, when you do sell, you get to have more proceeds from the sell than you owe.
If you only are going to stay in a place 2 or three years though, probably not worth it.