this post was submitted on 01 Aug 2025
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Mildly Infuriating

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[–] scrubbles@poptalk.scrubbles.tech 96 points 1 day ago (10 children)

Kahn said looking back, she should have secured private health insurance as soon as she was laid off.

"I should have done COBRA, even though it was very expensive," Kahn said. "But yeah, hindsight is 20/20."

The near-$21,000 burden will probably lead to fewer vacations and a delay in having central air conditioning installed at her place, Kahn said.

She said she hopes others can learn from her misstep.

"It was my fault. I took the risk of not doing COBRA and that's forever on me," she said. "But if one person gets covered because they saw this story, then I would be happy about that.

Our system is fucked, that is for 100% sure. There should be no way that someone goes into medical debt because they were laid off, and we should fight to have a better system.

However, viewing the problem at the societal level and the individual level are different things. Societally we need to push for health care for all. Individually though - get COBRA, get on a spouse's plan, whatever you need to do. Don't risk it.

[–] I_Has_A_Hat@lemmy.world 4 points 14 hours ago (1 children)

DO NOT GET COBRA! That is NOT the fucking lesson! Look, just use healthcare.gov. it's not perfect, but God damn it will get 90% of people affordable healthcare.

[–] coralof@lemmy.world 3 points 13 hours ago (1 children)

Thanks for reminding me of this. My COBRA coverage was asking $758 a month. I found a 0 deductible plan on healthcare.gov for $370. If I don't get a job by the end of this month, I'll sign up for that.

[–] I_Has_A_Hat@lemmy.world 1 points 7 hours ago

Glad to help! It really is a lifesaver if you ever lose your insurance, I wish more people knew to use it.

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