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Answer to title: 2, maybe 3.
i guess depends on the cutoff (gatekeeping if you will) for musician. Being able to play wonderwall? or full time job and pay rent and all bills from performing/writing?
Virtually zero musicians are making enough money from performing/writing to pay rent and bills. Average income last I checked was around 40k, and that includes the money you make from your second job lol
my comment had both ends of the spectrum, you choose the cutoff, which would be somewhere between these two points