this post was submitted on 31 Jul 2025
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Fuck Cars

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[–] RBWells@lemmy.world 2 points 6 hours ago

I put it higher up, but the cost to insure my USD2k bike is $25 per year. That covers theft, accident damage, liability, I keep it as theft insurance and very sure its worth it.

Insurance is gambling, and the house always wins, right? 24 of that $25 is probably theft insurance, the chance of injuring someone else on the ebike is not zero but so low it's immaterial.