this post was submitted on 31 Jul 2025
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In a Thursday speech, U.S. Securities and Exchange Commission (SEC) chairman Paul S. Atkins announced “Project Crypto,” an initiative to modernize the country’s securities rules and regulations to move financial markets on-chain.

“Under my leadership, the SEC will not stand idly by and watch innovations develop overseas while our capital markets remain stagnant,” he said at an America First Policy Institute event in Washington D.C. His plan includes measures to reshore crypto businesses that have left the country and to ensure that “archaic rules and regulations do not smother innovation and entrepreneurship in America.”

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[–] rottingleaf@lemmy.world 0 points 1 day ago* (last edited 1 day ago) (10 children)

Honestly this is bullshit. In 1880s China they'd sometimes use thousand years old coins to pay for stuff. Coins of fucking non-standard weight and value! With symbols of sometimes dead writing systems (like Tangut). And still that was currency. EDIT: I mean, BTC is volatile, but not that bad.

BTW, I once had an idea of a truly decentralized electronic currency without proof of work and all such, with plenty of emitters, signed transactions and coins of different emitters and parties or partitions having different value, determined via market mechanisms. Like automatic haggling on every transaction, a bit the way MMORPG markets have it, except, eh, they still have some fixed currency, and here it would all be relative.

For all the inconveniences it would have two very good traits - no blockchain and no power effect (like the majority of the network deciding something or premined coins). But this isn't important because GNU Taler people have made basically a similar, but far better, system than what I imagined, and theirs actually exists.

[–] Lumisal@lemmy.world 2 points 1 day ago (9 children)

1 Bitcoin used to be with less than a dollar.

Now it's thousands of dollars.

It's also lost thousands of dollars in value.

It hasn't even been 2 decades.

There's never been ANYTHING that volatile and unstable aside from maybe fucking tulips.

[–] rottingleaf@lemmy.world 2 points 1 day ago* (last edited 1 day ago) (8 children)

Well, it should have went to some value from no value. So initial volatility was to be expected.

While the current volatility - I don't know, I guess it's because a transaction is expensive and takes some time. If transactions would cost almost nothing and were almost instantaneous, I'd expect the volatility by now to not be very big. And if there were no premined coins, of course.

And if there were inflation built into the system. BTC proponents boast how it having no such artificial mechanism is good.

They, 1) don't understand that having inflation stabilizes a currency, because there's a stimulus to spend practically and not as part of speculation, 2) don't understand that what they would want to imitate, gold, has inflation too.

So - inflation and cheap and fast transactions are what would make BTC less volatile. It would be a less lucrative speculative asset.

[–] jj4211@lemmy.world 2 points 1 day ago (1 children)

The reason for volatility is that any such concept at scale is subject to just the messiest lump of evolving opinions on everything. It will deflate, inflate, deflate wildly because it's utterly subject to the whims of the people without any mechanism to counter a lack of mass consensus on what 'value' is.

We started noticing as things scaled up, there needed to be some regulatory management to counter the whimsical populace. Hard to fight mass inflation or deflation when you can't do anything to manage the "money supply" to offset panic.

[–] rottingleaf@lemmy.world 2 points 1 day ago

Well, I've thought of a bit of an alternative, but that'd be more like digitally assisted barter with automated haggle and escrows, than like money.

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