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Even households earning $150,000 a year are struggling with credit card and car payments
(www.cbsnews.com)
this post was submitted on 30 Jul 2025
268 points (94.7% liked)
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$50 a month where? People here spin signs saying $30/month insurance but that is not insurance. Actual liability coverage here is hundreds a month. $200 would be low.
Oh, I just checked and I was wrong. I pay $61/month to Progressive for liability on a >20 year old small pickup truck in California. $100k per person, $300k per accident, in case I crash into a pile of Ferraris or something.
The liability is $50/month but uninsured motorist insurance is most of that additional $11.
I'm paying for insurance in case I get hit by someone who doesn't have insurance? Ridiculous.
Our uninsured motorist is almost 1k every 6 months, plus bodily injury even more, the property damage coverage is not as expensive as the people damage insurance (which makes sense). It's like a vicious circle - insurance is high for uninsured but then as it costs more, more people get uninsured.
Wow, that's expensive. I'm a cheap ass. I've always had cheap, old Toyotas.
I can see how it's nice to have a more modern car but I just can't justify all the expenses. I'd rather retire sooner.
Yeah if I can keep the 2014 Honda going I will. Was going to keep its predecessor, the Civic but someone ran me into a phone pole and totalled it, in 2014.
Partly because it's manual and that's hard to find now, but I love it and it's paid off and I don't drive a lot.