this post was submitted on 30 Jul 2025
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A Boring Dystopia
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You don’t need to spend $700/mo to get a car. Spending that much is a choice you are free to make, but still a choice in the end.
https://www.nerdwallet.com/article/loans/auto-loans/average-monthly-car-payment
Maybe, but the average car payment for people who don't take out loans to buy cars is... Zero.
42% of Americans cannot afford a $400 emergency.
I am not sure what that has to do with what I said.
I guess it reinforces what I said? If they cant afford an emergency, why are they getting into more debt? Maybe if they didnt take out the car loans in the first place they could....