this post was submitted on 30 Jul 2025
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A Boring Dystopia
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Welcome to America where a car is a necessity and public transit is near zero. Average car payment is $700 now and auto insurance is $200
You don’t need to spend $700/mo to get a car. Spending that much is a choice you are free to make, but still a choice in the end.
https://www.nerdwallet.com/article/loans/auto-loans/average-monthly-car-payment
Correct, and half of people pay below the average. You do not need to pay $700/mo for a car, many are available for much, much cheaper. If your finances can only swing $400/mo, buy a $400/mo or a $300/mo car.
But I need a 3500 series truck in case I go camping or I have to move a mattress!