this post was submitted on 28 Jul 2025
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Will you hear me out?
Sure. But please, if preventing hording cash is not what you want to achieve, please explain what issue you are trying to solve. And if it is, why do you believe people do hoard cash despite inflation? I think that is what I don't understand.
The problem Im trying to solve is removing people from the economy who have an unfair advantage. Luck dictates class, lifestyle, and positions of power. It makes sense to me that if we want more efficient and balanced society we need to remove the people with entrenched power who dont deserve it. People who have gambled their way to the top.
If someone before you did something great, sure maybe you should be able to live off that wealth as some sort of gratitude to your elder. If decendents are allowed an advantage, that advantage should have an expiration date and maybe that will motivate them to be better.
Thats my outlook.
This mechanism is one I considered to address this, in a way. A more direct way may blend into socialism or communism but I believe in meritocracy and capitalism to some extent. So maybe this comprise would actually accomplish more of what Id like to see done and its hyper capitalistic.
As far as the question, "what about what we have now" I've spoke about that elsewhere. Essentially we all accept people invest their wealth and are generally not all liquid.
Your goal is reasonable, I don't really disagree. The issue is as mentioned, that these people don't keep their money as cash, so cash expiring would not take their wealth away, just like inflation doesn't right now.
We would probably need inheritance tax or something like that.