this post was submitted on 30 Jul 2025
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A Boring Dystopia

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[–] RoquetteQueen@sh.itjust.works 11 points 3 days ago* (last edited 3 days ago) (22 children)

I really don't understand how you can earn $150,000 a year and can't make ends meet without making some really irresponsible decisions, though. My family of four is living off $40,000 (CAD) and all our bills are paid. I'd blame it on Americas lack of social programs but Canadians making $200,000+ a year are saying the same thing.

[–] assaultpotato@sh.itjust.works 12 points 3 days ago (5 children)

Straight up no idea how you're doing that - genuinely you should be proud of your budgeting.

My partner and I live quite comfortably admittedly, but we rarely buy "things" - our biggest discretionary spending by far is on higher quality food. Our net expenses last year was around 65k CAD.

24k went to housing, around 20k went into investments and savings, and the last 20k was on "everything else", including discretionary spending. We live comfortably but not nearly extravagantly and our expenses floor for the two of us is probably 40k... let alone adding two kids.

And we live in an incredibly cheap city compared to Vancouver/Toronto!

[–] Sanctus@lemmy.world 2 points 3 days ago (4 children)

Take the 20k out of investments and savings and you have your answer for how they are doing it.

[–] assaultpotato@sh.itjust.works 2 points 3 days ago (1 children)

... 65 - 20 = 45, which I explicitly called out as our lowest expenses for 2 people but their comment is about 40 for a family of four...

Off by a factor of 2, bud

[–] Sanctus@lemmy.world 3 points 3 days ago (1 children)

Yeah bud and my point is they aren't saving. Theres things they need to be doing that they aren't that doesnt necessarily effect their month-to-month lives but will effect them in an emergency, or in retirement (lol)

[–] assaultpotato@sh.itjust.works 0 points 3 days ago (1 children)

Which isn't really relevant to their original comment about basic necessities? So far it's like you haven't bothered to read any comments but just really wanted to say something. Got the number of people for my expenses comment wrong, completely missed the point of the main comment. 0/2.

[–] Sanctus@lemmy.world 3 points 3 days ago

Its extremely relevant. You take away all you put toward savings and now you are at their level of income + expenses? No idea how you aren't seeing that. They then buy cheaper produce/food to compensate for the added family members and probably skip on all clothing/entertainment for the adults. You see it now Mr Krabs?

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