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I upvoted you because in an idealistic world that would be true, but shareholders only care about the money.
And... it's a duopoly. What are you going to do, stop using Visa and MasterCard?
No practically and not right now. But people could make some easy adjustments to reduce their revenues at the very least.
So doesn't the ban actually hurt VISA and MasterCards bottom line?
In the way you spitting in the ocean hurts the landmass of Africa.