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Big leap forward for wero (feddit.org)

submitted 2 weeks ago* (last edited 2 weeks ago) by SrMono@feddit.org to c/buyfromeu@feddit.org

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It seems like there was a big leap forward for wero.

If you search for “wero” in the German news, it seems like a lot of banks activated it yesterday-ish.

Mine is covered 🙂

I’m a little bit disappointed, that my cell phone number is the unique ID for transactions.

Edit:

Tried to search which banks are supported. This is just a selection and even the selector on the wero-webpage is not up-to-date.

Germany: Deutsche Bank, DZ Bank, GLS, Savings Banks Association (DSGV), Postbank, BBBank, Sparkasse, Haspa, Volksbank, Sparda Banken, Ethikbank, Evangelische Bank e.G.,...
France: Société Générale, Crédit Agricole, BNP Paribas.
Other: ING, Rabobank, Revolut.

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[–] Hirom@beehaw.org 13 points 2 weeks ago* (last edited 2 weeks ago) (4 children)

There are a few red flags that make wero not -privacy friendly. It apparently uses a phone number as identifier, and Android users are required to have revent version with the Google Play Services badware.

It's good to have a local alternative to EMV, but privacy-wise those apps may be worse than EMV cards.

[–] TanteRegenbogen@feddit.org 13 points 2 weeks ago

Honestly it still beats having to use Paypal.

[–] Jaizter@feddit.org 5 points 2 weeks ago (1 children)

Some weeks ago I could use it with the Volksbank app without Play Services.

[–] Hirom@beehaw.org 2 points 2 weeks ago

That sounds great. It may be bank-specific then.

[–] SrMono@feddit.org 4 points 2 weeks ago (1 children)

Understanding it as an alternative to PayPal and a convenience tool for wire transfers I see no bigger privacy issue.

You either state your bank account and name for a purchase with company or use this handle, to provide the exact same data.

[–] cyrano@lemmy.dbzer0.com 5 points 2 weeks ago (1 children)

Alternative to visa and Mastercard potentially as well not just PayPal.

[–] Don_alForno@feddit.org 3 points 2 weeks ago (1 children)

Which you can't really escape anyway since one of those two is very likely the provider for your bank's debit card.

[–] cyrano@lemmy.dbzer0.com 3 points 2 weeks ago

Yes but if the Point of Sale start using WERO that will be a drop in commission for them

[–] devfuuu@lemmy.world 2 points 2 weeks ago

Can't really get much better. The apps / platform are directly connected to the bank anyway, they know all the personal very detailed info of our lives already - physical address, copies of id cards, full names, parents names, phone numbers, place of employment, etc. if there's one thing we can't escape from is this. As long as things are compartmentalized enough and personal info doesn't leak... Digital money binding us to our owners...

Yesterday I paid online for something using the equivalent in my country (mybway) and less than 5min after I had a push notification in the phone asking if I wanted insurance for my pets (i bought something on a pet store).