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Mastercard and Visa face backlash after hundreds of adult games removed from online stores Steam and Itch.io
(www.theguardian.com)
This is a most excellent place for technology news and articles.
You can in Japan apparently. They have a system where you can go to convenience store and pay by scanning a code
You can also sorta use zelle, but the technical integration is not great. It's a very manual process as it is
Ultimately, the problem is we let two companies dominate commerce itself. We just need to let the governmet do payment processing, and require compatibility
Japan also accepts bank transfer for online payments. So you don't even need to leave your house.