this post was submitted on 24 Jul 2025
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Your credit card kick back has a yearly fee, and possible interest. They hope you over spend
Mine has no fee and I pay it completely every month so no interest. It’s a good place to be. Just perks for purchasing.
Still paying more for goods then we should be.
Yep, it’s a shitty system, but most people’s finances are tight enough that they don’t want to give up that 1-3%(plus other perks) just on principle. Good example though of how those with the lowest income won’t qualify for a credit card but still pay the fees baked into store prices while those with the highest incomes qualify for the cards with the best befits.