this post was submitted on 27 Jul 2025
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Americans have alternatives in the form of Amex and Discover card apparently. Do we also have any alternative that works EU-wide at least? And where does one even get a card that's not Mastercard or Visa, if that's all that the local banks and my neobanks offer?
We Europeans should soon be able to pay with Wero online. And we can hope that the digital Euro and GNU Taler will establish themselves in the future.
That's great news for online, but I'd also like a card for offline and that still means either Mastercard or Visa :(
You can get Amex in Europe fairly easily, but acceptance is spotty. I used to have a card in Germany, and while it was usually not a problem with online purchases (domestic and international), shops were 50:50 at best.