this post was submitted on 26 Jul 2025
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Make your own payment processor, Gaben. It's the way.
Is that kinda what PayPal is, or was intended to be?
Yeah but PayPal's awful. They literally arbitrarily deny you access to your own funds. At least the banks have rules.
If someone wants to pay me something they can use it literally anything other than PayPal. I don't trust them they've stolen money from me before.
There was an obviously fraudulent charge on my PayPal account and I submitted a request for a refund that got rejected by their automated system. I had to email back and forth PayPal support directly as well as the business involved, showing evidence of multiple address info change requests in quick succession and other strange things about the purchase. When things stalled I threatened to bring the issue to the FTC consumer protection bureau and finally that put the fire under their asses. Eventually I got my money back but it took considerable effort to get them to do the right thing.
Needless to say after all that I deleted my PayPal account.