this post was submitted on 20 Jul 2025
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A Boring Dystopia
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Can we start talking about freeing ourselves from the credit score system now? It's bullshit to continue feeding info it, especially now as it funds fascism so directly. At least before the capitalism pretended to be democratic and play by some rules but now it feels like time for some guillotine negotiations.
What would be effective ways to move away from the credit score system? One major problem I see is, credit score is used to decide who can rent an apartment, and it also affects your ability to get a mortgage. Fear of being locked out of housing is why I got a credit card, despite hating the concept of credit cards. Even if there are people who aren't affected by this who can afford to opt out, it isn't going to be practically possible for most.