this post was submitted on 20 Jul 2025
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A Boring Dystopia
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Credit scores are a scam.
๐งโ๐๐ซ๐งโ๐
Well, they aren't exactly optional.
They should be... They shouldn't exist
I made it almost to retirement age without a credit score. But I freely admit it's probably a luxury that isn't afforded to younger folks.
Move to south east Asia. They don't have anything like them. It's not the cure all you think it is.
Why is it binary?
You need a high credit score for the home loan you'll never get approved for. Duh!