They could be a private school teacher and their kid goes to the school. Schools will often give discounts to teachers' kids. But I'm guessing it's not nothing - and then there's everything that goes with having a teen. Activities, sports (and gear), hobbies, travel etc.

I dunno. Could be lots of things. 6% Kiwisaver is also around ~7k.

I also find it a little odd there's no budget in there for their own hobbies and friends.

[–] Dave@lemmy.nz 1 points 2 months ago (1 children)

I already considered kiwisaver and deducted tax using the IRD PAYE calculator. I also took a chunk out for rates though they don't say how much they are.

Private school would be an explanation for some of the extra.

I have no doubt a salary like that can disappear pretty quickly. But personally our biggest costs (after tax) are mortgage/rates and supermarket. Their expenses there seem really low which is why I'm curious what their big expenses are. They say they pinch every penny, which makes this so interesting to me.

[–] aim_at_me@lemmy.nz 2 points 2 months ago

Yeap, rates, insurance, mortgage, groceries and we're basically destitute haha.