this post was submitted on 10 May 2025
90 points (88.8% liked)

Buy European

6800 readers
477 users here now

Overview:

The community to discuss buying European goods and services.


Matrix Chat of this community


Rules:

  • Be kind to each other, and argue in good faith. No direct insults nor disrespectful and condescending comments.

  • Do not use this community to promote Nationalism/Euronationalism. This community is for discussing European products/services and news related to that. For other topics the following might be of interest:

  • Include a disclaimer at the bottom of the post if you're affiliated with the recommendation.

  • No russian suggestions.

Feddit.uk's instance rules apply:

  • No racism, sexism, homophobia, transphobia or xenophobia.
  • No incitement of violence or promotion of violent ideologies.
  • No harassment, dogpiling or doxxing of other users.
  • Do not share intentionally false or misleading information.
  • Do not spam or abuse network features.
  • Alt accounts are permitted, but all accounts must list each other in their bios.
  • No generative AI content.

Useful Websites

Benefits of Buying Local:

local investment, job creation, innovation, increased competition, more redundancy.

European Instances

Lemmy:

Friendica:

Matrix:


Related Communities:

Buy Local:

Continents:

European:

Buying and Selling:

Boycott:

Countries:

Companies:

Stop Publisher Kill Switch in Games Practice:


Banner credits: BYTEAlliance


founded 6 months ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
[โ€“] dan00@lemm.ee 31 points 2 months ago (1 children)

Excuse me, are we promoting Klarna here? Do you want to see me mad?

[โ€“] albert180@piefed.social -5 points 2 months ago (1 children)

Why would you be upset about the only European Payment Processor?

[โ€“] dan00@lemm.ee 13 points 2 months ago (1 children)

Ah okay, you want to see me mad.

Klarna, like any of the other โ€œsmall loansโ€ or โ€œget now and pay laterโ€ companies are slimy bag of shite parasites of society. Their business model is being a shark loan on hungry and poor people.

These are the disgusting pieces of trash:

One day their faces and names will be removed from the website but their crimes wonโ€™t. Mamma mia.

[โ€“] albert180@piefed.social 4 points 2 months ago (2 children)

Ok, are you also that mad about Credit Cards or PayPal?

Or are you just mad about Klarna because they've got the most media coverage?

[โ€“] Squizzy@lemmy.world 7 points 2 months ago (1 children)

I dont think they are a fair comparison to what essentially pay day loan companies.

I am happy they are european, it means not just their operations but their data is probably to a higher standard. That said, they are absolutely everywhere now encouraging people to over spend and making everyday items more expensive for the lowest paid class of people.

[โ€“] albert180@piefed.social 2 points 2 months ago* (last edited 2 months ago) (2 children)

Klarna offers many payment options. (Credit Cards, Instant Bank Transfer from your Account, SEPA Direct Debit, by Bill etc...) Buy Now Pay Later is just one of them.

There is no difference to PayPal or CreditCards where you can also buy stuff with money you don't have (hence the "Credit" in Credit Card) or PayPals "Pay in 30 days or installments"-Option.

Or what am I missing?

[โ€“] Squizzy@lemmy.world 3 points 2 months ago

I was referring specifically to buy now pay later, like humm. I didnt know paypal offered that, they sucked way before that. Credit cards seem to have stricter controls on them.

[โ€“] dan00@lemm.ee -2 points 2 months ago (2 children)

We donโ€™t usually use credit cards in europe. We donโ€™t have credit scores here, the majority use DEBIT cards. Which is the opposite.

[โ€“] albert180@piefed.social 2 points 2 months ago* (last edited 2 months ago) (1 children)

We donโ€™t have credit scores here

That couldn't be more wrong, at least in Germany we have SCHUFA scores, which are essentially the same. You won't ever rent an apartment, get a bank account or a phone contract without a good score with them.

And Credit Cards are also widespread. True we don't use them in everyday life much, but for travelling abroad or online Shopping. And the Debit versions become more popular in the last years. But for renting a car and stuff the "real" credit cards are still essential

[โ€“] dan00@lemm.ee -2 points 2 months ago (1 children)

at least in Germany we have SCHUFA scores

Literally the only country in continental Europe. Ahah Yes, very smart ๐Ÿค“

[โ€“] albert180@piefed.social 2 points 2 months ago (1 children)

Literally the biggest economy and country with the most people in the EU. Ireland has the ICB Austria has the KSV1870.

And the other countries have also alternative schemes in Place where data about unpaid bills/debts is stored. Like the BKR in your home country Netherlands.

So, no we're not literally the only country in Europe that has credit ratings/scores.

Get your facts straight

[โ€“] dan00@lemm.ee -1 points 2 months ago

:( I'm tired, this is stupid. European credit history (if you ever been in debt or late on installments) is very different from the credit score in US and, apparently, Germany (I wonder why). Ehi, you wanna support shark loans? Be my guest but don't expect sympathy.

[โ€“] j4yt33@feddit.org 1 points 2 months ago

Have you ever been to the UK?

[โ€“] dan00@lemm.ee 0 points 2 months ago (1 children)

Yes Iโ€™m also very fucking mad about those but it doesnโ€™t seem the topic of the thread.

You are welcome to do more whataboutism and prove even more that you understood nothing about the topic.

Perhaps you also wanna share why you support parasites? Please, teach me.

[โ€“] albert180@piefed.social 3 points 2 months ago* (last edited 2 months ago) (1 children)

Because they offer many more legit payment options than "Buy now, pay later". And I very much prefer to use Klarna when paying online than PayPal, because at least the money doesn't go to Trump. SEPA Direct Debit is my favourite, but it isn't offered in many online Stores.

You've already forgotten where you post?

How do you pay for your online Shopping? By Carrier Pigeon? Or do you mail the money physically in?

I guess not, and that you are using either Credit Cards or PayPal

So stop being a hypocrite

[โ€“] dan00@lemm.ee -2 points 2 months ago

Damn, you got me wow. ๐Ÿ™Œ

The main business model of Klarna is buy now pay later, they do other stuff because this is fate of corporations aiming for monopoly.

Now itโ€™s the onboarding people/losing capital moment, they will also suck your dick if you subscribe to the loyalty program.

Regarding my personal life (which is none of your business) I shop locally and pay cash. If I really really have to shop online i use local payment processors like SEPA, satispay or ideaal (we have many) or in extremis my debit card. More questions?