this post was submitted on 10 May 2025
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if it's cash, and you get what's left, the bank will replace them for you, btw. accidentally cut a bill up once inside an envelope.
As long as it's 51% of a bill with serial obvious, otherwise they send it in and it takes some time and sometimes they don't reclaim each bill of its questionable.
It's funny to imagine that they implemented the 51% rule because someone may have tried to scam the bank by trying to get a replacement for each half of the same bill.
In Australia you get an amount proportional to how much bill you have, so that wouldn't work. (Unless you don't have enough, then you get nothing)