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Yes, this is it. I worked at the same aerospace company for 40 years and retired this past January. As an engineer, I had done lots of spreadsheets and analysis to make sure I had some confidence that my wife and I could live the rest of our lives without being a burden on anyone. Now, just a few months later, my 401k and IRA are in the toilet, below the worst case of my worst case analysis, the administration is working to dismantle the social security and medicaid that I haven't yet applied for, and my anxiety is through the roof.
I've never really been anxious about death. I mean, I'm not looking forward to it and I try to live in a way that puts it off, but every life ends eventually and I'm at peace with the fact that mine isn't an exception. But what happens if I run out of money before then? How do I live? I've never been rich, but I've been super lucky to have a good enough income to feed myself and my family for 40 years. We had a couple times when unforseen issues made me worried about being able to pay our bills, but we were able to get through those times with some belt tightening. But now? I've never been so anxious in my life.
If I were you, I would just move out and retire in a country where your money goes farther.
People say that, but it's much easier said than done. You can't just decide to move to a country and go. Like the US, you have to apply. Many want proof that you have a useful skill. In some cases the application is expensive.
Also, we have kids and family. If I had to give up seeing them easily to live, I guess I would, but that thought is stressful too.
I get it because family is important. That is what keeps me here as well.