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submitted 2 years ago by ipodhikaru@lemmy.world to c/ausfinance@aussie.zone

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Should it be done at all? Or how long should one wait for before getting credit card when having a existing mortgage?

FYI:

we are here in NSW
getting credit card only to take advantage of the points and convenience in some case, not a necessity

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[–] Whirlybird@aussie.zone 6 points 2 years ago

No reason not to, unless you can’t control your spending.

Set it to be paid off in full every month, and basically use it as if it was a debit card spending your own money.