this post was submitted on 15 Apr 2025
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This comment is not meant to come off as judgemental, so I hope it doesn't. I know that many other relationships function differently, but I cannot comprehend long term partners that do not want to combine everything. My partner is my partner, full stop, in all ways. There is no "splitting" because the money she earns and the money I earn is just our money. We budget together, we discuss purchases together, we shop together.
It depends on how you do your finances. For some couples, the one account method works for them. My preference is to have a joint account for joint expenses where we agree what we're going to put in it. Budget from there.
Independent accounts are for surprises or whatever we want to spend it on.