this post was submitted on 25 Jan 2025
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[–] cm0002@lemmy.world 13 points 6 months ago

Like @deegeese@sopuli.xyz says, I fairly strategic about it. It's mostly medical debt that can't even go on the credit report anymore and maybe a store credit card or 2 that was used to replace the AC. I also generally make sure to pay the bills to banks that are known to actually take people to court e.g. Capital One