this post was submitted on 09 Nov 2024
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Non-American here, trying to understand.
Are these prices after insurance? If you have insurance through work, and you've paid a premium for "good" insurance (assuming you can do that for your family), are you still paying insane amounts for medicine and hospital care?
They're saying that the insurance they have will not cover any of the cost of the other brand, so they have to pay full price. Many medicines are absurdly expensive here because the drug maker makes their money from insurance companies, not so much the people buying it. It's absurd, stupid, and backwards.
If it's covered under insurance then it's $5-$30 (depending on policy) for a co-pay and that's it. If it's not covered under your policy then it's eleventy bajillion dollars. The insurance will also pull stupid shit like not letting you pick up your refill early, or making you get some other medication that is similar, but not what your doctor prescribed. Of course the insurance company doesn't pay eleventy bajillion dollars, they've negotiated it down to 50¢, but that's what you'll pay if you don't have insurance.
Your upper range is way too low. I've had $75 copays before with shitty insurance.
Yeesh! How much were your premiums?
Like $1k a month just for me
WAT! Did you buy that policy at the toilet store?