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I've been paying on it for 12 years. I have paid over $20,000 to remove roughly $5,000 in principle. Most of the progress I made was from the 0% interest freeze during COVID. I will be in debt for the rest of my life unless we have some reform or I get a lucky windfall. Most student loan borrowers are in a similar, if not worse situation.
People who are against student loan reform have absolutely no idea how predatory and broken the system currently is.
I'm 44 and still have one student loan left. Wife and 2 kids, and yet.
$20,000 over 12 years - you're paying an average of $140/mo?
$300-500 on average. There's been a couple of pauses for returning to school, the COVID pause, and IDR fluctuations